All Posts tagged owens group insurance

Maintaining Your Home for a Hassle-Free Life

Maintaining Your Home for a Hassle-Free Life

As Dorothy famously kept repeating during her journey to Oz, “There’s no place like home.” Your dwelling is a sanctuary that lets you recharge and relax. Your job, in turn, is to keep your home and its grounds well-maintained and protected as much as possible. There are several facets to caring for your residence.

Inside Jobs

Break down cleaning and maintenance jobs into easy increments. For example, once weekly, clean your floors with a broom and either a vacuum or a dust mop. Bathroom maintenance can also be broken down into weekly increments such as cleaning hair out of a bathtub drain or tending to damaged or discolored grout.

Outside Work

Each week, set aside at least half an hour to do specific outdoor tasks. These include trimming shrubs, pruning trees, and cleaning leaves and debris off walkways and paths. Regular outside work gives your home a high curb appeal.

Insurance Protection

You need the right insurance policy for your home in the event disaster strikes. You need a policy that offers you the guaranteed replacement cost. Studies show almost 80 percent of American homes are under-insured. Source: Owens Group insurance

Regular maintenance is vital for keeping your home in great shape, inside and out. Breaking such a big job into small, regular increments makes it manageable. However, the right type of policy and amount of insurance coverage is also vital for your peace of mind as a homeowner. Should your home be damaged, you want to know you can rebuild and move forward.


An Insurance Company in the Protection Business

An Insurance Company in the Protection Business

An Insurance Company in the Protection Business

When you need an insurance policy, you want to work with an agent that has your best interest at heart. Owens Group Insurance is in the business of protecting people’s professional and personal lives, making it an ideal choice for business professionals and individuals.

Protecting Your Personal Life

Each person’s individual risks may be different depending on lifestyle, which is why your policy should be created especially for you. That is why an agent conducts a risk assessment to determine your coverage. You can keep many areas of your personal life secure with coverage options including:

Auto insurance

Homeowners insurance

Travel insurance

Watercraft insurance

Kidnapping and ransom

Cyber security

Personal umbrella

Safeguarding Your Business

A business should be covered in case of a disaster or lawsuit. However, each industry is different and requires various levels of coverage. For example, an IT company may need more cyber liability than a construction company. After an assessment, an insurance agent can build a policy around some of the following coverage areas:

Executive liability

General liability

Professional liability

Cyber liability

Intellectual property

Workers’ compensation

Earthquake and flood coverage

Commercial property

Since 1957, Owens Group Insurance has been protecting individuals and businesses. To mitigate disasters in both your personal and professional lives, you should choose an insurance company you can trust and rely on in stressful situations.