As a business owner you know what it means to work hard and watch your dreams grow. Protect those dreams with insurance. Purchase a business owner policy that is tailor-made to your company’s needs and rest assured that you have done everything you can to be prepared for the contingencies of life.
Protect the Property
There are a wide variety of available business insurance policies. One of the most important and basic needs is to protect your property. This includes just about everything you can think of, such as:
- Buildings, signage, exterior structures, and glass
- Equipment and furniture
- Mobile property
- Business vehicles, cars, trucks, boats, etc.
Protect the People
In addition to providing coverage for the loss of physical equipment, you’ll need to protect your employees in the form of workers’ compensation and business interruption insurance to provide for lost wages. Liability insurance is also a must. This insurance should be specific to your business to cover its unique risks. Additional types of liability insurance include employment practices liability, which covers issues such as sexual harassment and wrongful termination, and errors and omissions insurance which offers protection in the event of a negligence lawsuit.
Whatever your type of business, make sure it’s protected with a business owner policy that adequately covers your risks.