The idea that your dog may hurt someone may seem offensive or crazy, but the truth is that accidents happen, and dog bites are an accident that happens frequently in America. Many times, the owners of the dogs claim that they have never seen signs and that their dog just snapped. It is important to prepare yourself in case you have to deal with dog bite insurance claims from your dog.
Because dog bites account for such a large number of insurance claims, it is important to arm yourself with liability insurance for your dog so that you aren’t hit with high costs if someone makes a claim against you. In the case of your dog injuring someone, you are the party at fault, but with insurance you can ensure that you pay a low amount or sometimes even none at all. However, you want to make sure to keep your dogs close by and monitored and keep them out of a situation where you will need to handle dog bite insurance claims.
Some insurance companies do cover animal accidents; however they will only cover the first claim against your dog. That is why it is so important that you get specialized animal insurance, so that you know the cost is covered even if you have a “repeat offense”