No one ever expects his or her dog to bite or attack another person. But sometimes these accidents do happen. Whether you feel your dog was truly at fault or not, there are some steps to follow after an incident occurs. By following these steps, you can make sure that the dog bite insurance claims are processed as quickly as possible.
Following the accident, you will want to do a few things immediately. First, make sure your dog is secure and away from anyone else. You do not want another incident. Then you will need to help the victim or victims get any necessary medical attention. While doing this, take some quick photographs of the injuries. Even if the pictures are taken with your phone it is important to have documentation and proof of the actual injuries. Before you, the victim and any possible witnesses depart ways, get names and contact information from everyone.
At this point it is time to contact the authorities if necessary. You will also need to file a claim with your canine liability insurance. Make sure you are aware of your policies guidelines as some companies require you to file dog bite insurance claims within a certain time frame.
Having your dog bite or attack another person is the last thing anyone ever expects to happen. Prepare yourself for this by being aware of what to do if the situation does occur.
Many landlords are hesitant to rent to tenants who have dogs. This is especially true if you own a dog that is considered dangerous. Landlords are not trying to mean or discriminate against your dog. They have an actual, legitimate reason for not wanted to rent to you. Understanding that reason will make it easy to see how dangerous dog insurance can help make it easier for you to rent.
It Comes Down to Liability
So, a landlord won’t rent to you because you have what he says is a dangerous dog. The reason he is saying this is likely due to insurance. Landlords carry insurance to protect their property and to protect them against liability. Most insurance companies have limits and won’t offer coverage for certain dog breeds. He is probably just concerned about his liability should he rent to you and your dog ends up hurting someone.
What Can You Do?
Your best option is to invest in dangerous dog insurance. This insurance offers liability protection should you dog bite or other injury someone. Some landlords will look favorably on this and decide to rent to you because you have it.
While you no doubt love your dog, you have to realize that liability is an issue. To put landlords’ minds at ease, gear up with dangerous dog insurance before you start trying to rent.
The idea that your dog may hurt someone may seem offensive or crazy, but the truth is that accidents happen, and dog bites are an accident that happens frequently in America. Many times, the owners of the dogs claim that they have never seen signs and that their dog just snapped. It is important to prepare yourself in case you have to deal with dog bite insurance claims from your dog.
Because dog bites account for such a large number of insurance claims, it is important to arm yourself with liability insurance for your dog so that you aren’t hit with high costs if someone makes a claim against you. In the case of your dog injuring someone, you are the party at fault, but with insurance you can ensure that you pay a low amount or sometimes even none at all. However, you want to make sure to keep your dogs close by and monitored and keep them out of a situation where you will need to handle dog bite insurance claims.
Some insurance companies do cover animal accidents; however they will only cover the first claim against your dog. That is why it is so important that you get specialized animal insurance, so that you know the cost is covered even if you have a “repeat offense”