Your home healthcare organization provides an important and unique service; you offer convenient and affordable care in the homes of those who are injured or ill. Whether your clients need ongoing or temporary care, your talented staff administers to their specific needs. The services you provide are different from that of almost any other industry and your insurance should be different too. Insurance for home healthcare providers is tailored to fit the ever-changing challenges of this sector.
Unlike other businesses or organizations that operate in a particular location, your staff moves from home to home, meaning the work environment for each employee is unpredictable. Oversights and mistakes in the medical industry are a common risk with even the most skilled caregivers, but your limited ability to supervise introduces a distinct challenge in this area. Like you, many businesses work with clients on a daily basis, but in addition to working with and caring for clients, your employees may have to drive them to various appointments or to run errands. You not only need insurance that is specific to the healthcare segment; you need insurance created by underwriters and product developers who understand how home healthcare differs from any other industry. Insurance for home healthcare providers should be different because what you do is different.