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Insuring Your Water Risks

Insuring Your Water Risks

The water risks involved in the water treatment industry can be easily underestimated or overlooked. This creates unnecessary exposure for your business. Is this happening to you? In today’s litigious business environment, it is essential to ensure that you have the correct water treatment insurance in order to protect your assets against claims.

Water treatment companies, contractors, consultants, and sub-contractors engage in the prevention and control of legionella (the bacteria that causes Legionnaires’ disease) as well other contaminants. This includes those who supply, install and maintain water treatment equipment in addition to the businesses that treat, purify, and disinfect water systems, potable water and industrial water. In the past, there has been a lack of understanding of the liabilities associated with the water treatment industry. The result was inadequate coverage. It was common to find standard policy restrictions exclude major risk categories.

Legionnaires’ incidents have been increasing in recent years. Legionnaires’ disease is a life threatening bacterial infection with an estimated 10% risk of death. These cases can be incredibly costly. Should you ever find yourself involved in one of these cases, it is imperative to have the correct policies in place to protect your business. Water treatment insurance is designed specifically to cover the liabilities associated with legionella contamination and other risks specific to the water treatment industry.

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