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Types of Insurance for Restaurants

Types of Insurance for Restaurants

Owning a restaurant comes with a lot of responsibilities, and it can cost a lot of money to get started. You don’t want to risk losing your investment if you don’t keep yourself covered. Getting fine dining insurance in California can help you ensure that your restaurant is covered in case of an accident, but there are a lot of policies to keep straight.

Your general liability insurance covers medical costs and damages in the event that a customer is injured on the restaurant premise. This will help protect you from lawsuits if there is an accident caused by something like a slippery floor. Liquor liability coverage protects your restaurant from being held liable for the actions of an intoxicated patron. Product liability protects you in the case of food poisoning or other medical issues related to the ingestion of your food. You can also get auto insurance in the event that your restaurant does catering or delivery. There are plenty of other areas of coverage that you should have included in your fine dining insurance in California. Be sure to do your research in order to find the right policy for your specific needs, so that you are covered for all potential problems and have payments within a budget that you can afford.

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