If you have received a DUI conviction, you are in for a challenge in trying to find car insurance after a DUI in NJ. While difficult, obtaining post-DUI car insurance is not impossible. If you follow some suggestions, you will increase your odds of finding an automobile insurance policy even with a DUI conviction.
The most important factor in finding a post-DUI policy is doing your homework. To get a policy, you are going to have to shop around. Plan to check with at least five different insurance providers. When asking for a quote, don’t forget to be forthcoming about your DUI conviction. If you do not tell your potential insurers about your complete driving history, you will not be able to rely on the quotes you receive.
You can expect to pay up to 95% more for your car insurance following a DUI conviction. Because of this, try to do everything you can to lower your rates. Some drivers find attending a driver’s education course to help lower their post-DUI insurance rates. Driving fewer miles or moving to a new neighborhood also might help to drop your premiums.
There is no question getting car insurance after a DUI in NJ is challenging. For most drivers, though, it is not impossible.