The classic car collector has an individual and unique bond with their collectible of choice, which can include cars, trucks and motorcycles 15 to 25 years of age. These rare vehicles can be completely original or modified and enhanced per the owner’s singular vision. It is natural that a car insurance classic car policy should safeguard the beauty, integrity and value of that labor of love, joy and money that went into creating the collectible from inception.
Some of the issues that are important to a classic car fanatic are replacement value and obtaining coverage for pleasure driving. For the enthusiast, driving a beautiful car is one of the great joys of being a collector, and not many would find that same enjoyment with a car that was perpetually housed inside a garage.
Because accidents do happen, full-replacement coverage of a specific guaranteed amount is of paramount importance in the event of a total loss. Another related concern is easy access to competent emergency road-side service professionals who are experienced in handling automotive works of art with ultra care, courtesy and kid gloves.
A car insurance classic car policy often provides guaranteed-value coverage at an attractive rate, flexible driving options, and top-notch roadside service for that special collectible.