When it comes to education, one can never be too careful with protection for the institution, the director, and the students. There are various types of insurance coverage that a private or charter school can purchase to provide that protection. Educators legal liability insurance is just one type of insurance that benefits a variety of people in a variety of ways.
One of the main benefits of educators legal liability (ELL) is that is protects the institution as a whole. If a disgruntled student or parent chooses to press charges for something that happened in your school, they may feel that going after the entire institution will be the best route to take. Without ELL, your school could be left unprotected and vulnerable to the lawsuit. The insurance coverage ensures that your other students will not suffer because of a lack of funding after a legal battle.
Another benefit of ELL is that directors and officers are covered by it, but your institution has the option to add employees, volunteers, and interns to that protection. If you foresee a need for this to happen, it is a possibility that you can speak to your insurance provider about. In some cases, even students can be added to the policy.
To learn more about educators legal liability insurance, it is best to speak with a professional. Whether you plan to purchase a better insurance policy for an existing school, or are opening up a new charter school, make sure you have proper protection for everyone.