Blog Section

PA Business Insurance and Loss Control

Claims and loss control are areas of concern for any company in Pennsylvania. Here are some important steps that you, as a business owner, can take to mitigate risk and control loss through workplace safety, while keeping in mind that PA Business insurance is vital to any business entity.

Hazard identification and mitigation

The first step is to identify and list potential hazards, and then following up by making the list widely recognized throughout your company in order to promote safe behavior.

Hand & finger safety programs

Hands are the number one part of the body to be injured at work. The hand is also high on the list of body parts that result in OSHA recordable injuries. You need to identify pinch points, hot spots, rotating equipment, automated machinery and similar hazards. Most people think they know how to protect their hands, but fight complacency and provide proper safety training.

Eye injury also high on the list

Eye injuries are very common as well. Many eye injuries are easily preventable, and most are due to either failure to wear, or selecting the wrong type of eye protection. Your company needs to identify the heat, chemicals, dust/airborne particles, radiation and impact areas where eye protection is needed.

Slips, trips and falls can be prevented

These incidents are often more difficult to foresee, therefore inspections before performing work are one way to recognize fall hazards. This is where hazard communication and process safety management come in handy. Following OSHA’s standards will help provide the roadmap.

Emergency action plans are a useful tool

Your company needs to specify the roles each employee will play in an emergency. One of the most important things to plan: where everyone should meet and how to safely get to the evacuation area. Having maps of your facility readily available is essential to the safety of employees and customers alike. The maps should list all evacuation routes.

Effective communication with contract workforce

Make your safety requirements readily available to contractors and their employees.
Effective contractor screening will help prevent those who are unknowledgeable about your business and its operations by providing them with information about areas of concern, and possible hazards. Having PA Business insurance will provide the necessary coverage when incidents do occur.

Please follow and like us: